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Why does Lyft reject driver applications?

When I applied for Lyft, I had a few friends watch their databases for checking on my name and records. While both Uber and Lyft do background checks, Uber's takes a few minutes, Lyft's takes several days. They actually checked with every state for both criminal record and driver's license status, they performed a credit check, they checked with my insurance company and they queried major banks. They or the company performing the check. Asa Lyft driver, I have to rely on Lyft to pre-screen the people whom I drive. As a Lyft customer, I have to rely on Lyft to pre-screen the drivers that I ride with. I feel much more comfortable with Lyft than Uber. I presume Lyft rejects some drivers because of failing any one of the checks which I passed.

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